ShopSmarter Review: Is This The Best Cash Back Site Ever?

Do you like shopping online? I’m sure you do!

How would you like to start earning 10% back on every purchase? Now we’re talking!

Welcome to my ShopSmarter review, a cashback website that yes; gives you back 10% back on every purchase you do online. But how do you do that?

How can you start taking advantage of the many benefits ShopSmarter has to offer?

I’ll answer the above questions below but first, let’s take a look at the review summary of ShopSmarter.

ShopSmarter Review Summary (TLDR)

What You Need To Know $9.97 per month.
  • Easy To Use
  • Rebate Structure
  • Customer Service
  • Value For Money

ShopSmarter Review Summary

  • Get 10% cash-back on your online spending. ✔️
  • Limits on how much you can get cash-back. ✖️
  • Sounds good, doesn’t work (as described) ✖️
great reviews of shop smarter
TrustPilot users also love ShopSmarter!

What Is ShopSmarter?

shopsmarter review

ShopSmarter is a site where you can shop and earn back cash for the things you buy online through their site.

At the time of writing, you can get 10% back on all your purchase.

If you’re familiar with cash-back sites (such as the infamous Ebates platform), you’d know that 10% is actually a pretty high return – so what is the catch?

Is ShopSmarter a Scam?

No, but they do have an unusual feature and that is; a membership fee you need to work around (more on this down below).

First of all, there is a monthly fee for a ShopSmarter membership ($9.97 a month) which would then allow you to enjoy all the benefits they offer.

Let’s do the math here for a second;

To make ShopSmarter worth the monthly fee, you need to spend at least $100 through their site

10% from $100 is $10, so your “profit after paying your monthly fee is 0.03$.

If you want to really want to make ShopSmarter a worthwhile investment, then you need to make sure that you are spending well over $100 to make this a wise choice.

On the other hand, ShopSmarter offers the clients great coupons and very good deals.

Before I continue with this ShopSmarter review, I also want to share with you a few other cash-back sites which will allow you to earn money back without having a membership fee.

How Does ShopSmarter Work?

how does shopsmarter work

This section will explain to you how ShopSmarter really works and how exactly you can make your money because no one is giving it for free.

To join you need to get on the 7-day trial which will cost $1.97. The trial will give you full access to the entire ShopSmarter platform and yes; you can start earning back 10% off your purchase from day one.

After this one week trial for $1.97 is over, you will then be billed differently (monthly for $9.97)

When you join the “Sign up” it shows that the membership costs $9.97, but when you look somewhere else on this site, it shows that the membership costs $12.97 for a month.

As ShopSmarter explained: some members pay $12.97 and some $9.97 because it depends on what membership plan they got.

Not quite sure what is the difference though so you’d be better off starting with the $9.97 and see how that goes for you.

As soon as you sign up for your membership, you will have access to all their online stores which can earn you back the 10% & there’s a lot of them. 1100+ stores to be exact and they are adding more and more all the time!

ShopSmarter how to use it

How To Earn 10% Back With ShopSmarter

The key here is that you need to click the links from the ShopSmarter website and then go to your desired online store.

That’s how ShopSmarter will track your purchases back to them (and give you back the money), so it’s very important to do so.

Failure to do so won’t get any rebates for your purchases.

After you have made your purchase, the 10% cashback will automatically show up in your ShopSmarter account within seven business days (or less).

If everything is approved, you will get your money back on the 15th of the following month by a check, so this will be mailed to you.

Sadly, they do not offer any other payment method at the time of writing this.,

How Can They Offer 10% Back on Purchases?

Not that I am complaining – but that 10% really is high.

My theory is that they can afford this in two ways:

#1: They make money from their listed stores with affiliate marketing.

You can earn commissions for driving sales for other stores.

For example, if you go through ShopSmarter to buy from BathBath&Beyond, BBB will pay ShopSmarter a small percentage of what was purchased through their site.

The percentage may vary between different retailers but most are not anywhere near 10% (unless they have some kind of special deal in place).

#2: The Membership Fee

I am sure the membership fee is where the majority of their profits come from – that might sound a bit weird since many would likely be making that back – but believe me; not many do.

This is a phenomenon of internet marketing that I just can’t explain but many times; people will pay for something that they do not use.

Think of how many people pay to go to the gym, but never do – you could say this is the online version of that.

Another way ShopSmarter can actually turn a profit is by placing limits on how much one can earn back, which I will explain next;

The ShopSmarter Limits

You can only earn up to $1,000 per year with this ShopSmarter site. After that, they will cap you.

Meaning, when you hit the cap, you can’t earn more, and in a nutshell; your membership becomes useless.

You will either have to cancel it or keep paying for ShopSmarter coupons and offers.

Let’s be real, it’s not worth staying on the site if you’re not making anything back so if you are one of the few ones that actually reach this limit, it’s best if you cancel your membership.

ShopSmarter’s Customer Support WIN!

thumbs up

A Great Customer Support Service

As I read in another ShopSmart review, their customer service and their 1-800 number is active, helpful and real!

I think we all can agree, that good customer service makes the brand feel more welcoming and outgoing. It’s a sign of quality and trustworthy service.

This is quite unique as not many online services have a functioning support line you can call at any time.

2 Cons About Using ShopSmarter

thumbs down

The Monthly Fee

There is one main “con” I don’t like about ShopSmart and that is their monthly fee.

You’re going to have to purchase a lot of things online every month to make it worth your while.

Of course, there are benefits to this as well (such as a functioning support line) and this most probably would not be a problem for those who spend a lot.

Another ShopSmarter review also pointed out that a lot of people complain that this site shows too many ads and not 100% trustful offers either.

Only Paid By Cheque?

It’s incredible to me that ShopSmarter only offers rebates in the form of a mailed cheque – which is very weird in this day and age.

Many send you money back via PayPal or even gift cards for your chosen stores so this is pretty weird and it’s a big turn off – at least for me.

Is ShopSmarter A Scam?

Personally, I don’t see ShopSmarter as a scam. It’s a good site with many different offers and deals that are benefiting for both parties involved.

If you’re a regular shopper online and if you don’t mind paying the monthly fee, then it’s a great option for you!

If you’re smart about this; you can make back quite a bit of money with ShopSmarter.

Is ShopSmarter A Good Way To Make Money Online?

My website is dedicated to showing you how to earn money online and even though the old saying states that “a penny saved is a penny earned“, there are better ways out there to earn a penny.

If you are looking for ways to make money online, then look into doing online surveys – there’s this one which pays you $50 for each video survey you do.

Alternatively, you can do as I did and build yourself an online business.

NB: If you’re looking to make some quick money, here are 15 websites you can use to earn $100+ a day.

Final Words

Thank you for reading my ShopSmarter review.

I hope you’ve found this helpful – let me know if you have any questions.

NB: Want to see how I make money online? Here’s my latest guide showing you everything I do to earn money with simple, easy-to-build websites.

1 thought on “ShopSmarter Review: Is This The Best Cash Back Site Ever?”

  1. ShopSmarter purports to be a discount service where “members receive 10% cash back at thousands of retailers.” Members pay a monthly subscription fee in order to receive the promised cash back.

    ShopSmarter earns a small commission by joining retail affiliate programs and referring its members to partnered retailers through special tracking links on its website. Puzzlingly, none of these retailers pay 10% in affiliate commissions to ShopSmarter (Best Buy, for example, pays ShopSmarter 1% on most affiliate transactions). Instead, ShopSmarter only makes money when it pays out less in cash back than it receives in the form of subscription fees paid by its members.

    So how do its members make money? Because many members pay more in subscription fees than they receive in benefits, ShopSmarter is, in effect, “robbing Peter to pay Paul.” In other words, they are a type of legal ponzi scheme. In order for their quasi-criminal operation to continue, they must 1) aggressively sign up new users, 2) make it intentionally difficult for users to cancel subscription payments, and 3) deny certain transactions and users who pose the greatest risk to their business model. Not only do the vast majority of its users pay more in fees than they receive in cash back, but also ShopSmarter seems to fabricate excuses in order to deny its highest earning customers what was promised, as they have done with me.

    My first month using their service was around Christmas, during which I purchased some cell phone accessories, an expensive camera and camera accessories, headphones, and a book (about 10 items spread across 6 separate orders). I received cash back notification emails from ShopSmarter for all my purchases, letting me know they recorded the purchase and that I would be receiving cash back for it. However, on the day they were supposed to cut my first check, I received an email falsely accusing me of using my account for business purposes, and informing me that my account was now locked and that I wouldn’t be receiving cash back for any of my past transactions.

    The accusatory tone of the email and the actions they took, all without a shred of evidence to support their claims, have caused me to lose all faith in ShopSmarter as a legitimate business that keeps its promises. As such, I am currently exploring all legal paths to ensure what has happened to me does not happen to other unwitting victims of their scam.

    While a few members may undoubtedly have positive experiences with ShopSmarter, their Better Business Bureau and other review site ratings are proof that the overwhelming majority of their customers have legitimate grievances which go largely unresolved. It is for these reasons that their criminal enterprise must not be allowed to continue, and that I write this critical review. Zero stars.


Leave a Comment