Both online and offline, the insurance industry is a massive cash-generating machine.
As an affiliate, it’s good to know you can most definitely earn high-ticket commissions connecting people to (online) insurance companies, and with that in mind, I want to share with you 10 life insurance affiliate programs that could help you secure your earnings online.
Down below I will go through each affiliate program one by one (and at the very bottom I also have a quick guide on how to get started), but first, here are…
The 10 Best Life Insurance Affiliate Programs (w/Commissions)
Liberty Mutual is one of the best insurance companies in today’s market. The company has been in operation since 1912 and has grown to become one of the most loved and trusted insurance companies in approximately 30 different countries. Furthermore, the company has specialized in insuring not only life but also a general liability, vehicles, homeowners, and renters.
Their affiliate program is fully managed by Commission Junction. Moreover, you will be provided with commission payouts, real-time reporting, as well as tracking tools as an affiliate for Liberty Mutual.
They offer an array of creative tools to their affiliates in order to help in promoting their products. Liberty Mutual features consistent promotions that offer their affiliate a chance of earning a bonus commission.
Liberty Mutual features a commission rate of $3 to 17$ per sale; however, this will highly depend on the type of insurance your sale. On the other hand, they feature a cookie duration of 120 days.
Commission: $17 p/sale
eHealth is a health insurance company that was first started by Vip Patel in the mid-1980s. Patel started the company after falling sick due to food poising, and he could not afford to go to the hospital as a result of the high cost.
Since it was started, eHealth has managed to help more than 5 million individuals to find health insurance, and they have become the leading health providers online; for both family and individual health insurance.
The primary goal of eHealth is to aid people in finding better and much affordable health services. Their site features a search engine that aids an individual find a plan that is affordable for a small family, business, Medicare, as well as personal coverage.
As an affiliate, you will have access to text links as well as banners making it easier to create traffic and earn money via it. They feature a commission rate of $10 to $75, whereas; their cookie life duration is 120 days.
Commission: $75 p/sale
Ladder Life Insurance
Ladder Life Insurance is known for offering unique and modern ways of applying for life insurance. Unlike most life insurance companies, Ladder Life Insurance provides its clients with life insurance without any additional fees or commissioned sales agents.
This is due to their understanding of life insurance, which ought to be dynamic. Due to that, Ladder Life Insurance will provide you with customer liberty to aid in decreasing your coverage, each you feel like doing so with no charges and stress.
Ladder Life Insurance affiliate program is fully managed by Commission Junction; therefore, if you would like to join their program, it will be best to visit their advertisement section.
As an affiliate for Ladder Life Insurance, you will have access to tracking tools, banner ads, and text links as well as reporting tools. Furthermore, they feature a commission rate of $75 per every successful verified client you bring. They feature a cookie life duration of 60 days.
Commission: $75 p/sale
USAA has been in operation since 1922 and is well known to have served the military along with their family proudly. USAA has provided guidance and assistance for years, which ranges from raising a family to financial independence as well as enjoying retirement.
They are well known for their array of insurance products, which consist of life, flood, condo, auto, and rental, among others.
As a USAA affiliate, you will be able to receive a commission rate of $3 to $20; however, this highly depends on the type of insurance you sell. Their affiliates earn their commission on pay per lead bases.
USAA affiliate program is fully managed by FlexOffers; they provide the affiliates with text links and various types of banner ads. Additionally, they feature a cookie life of 30 days.
Commission: $20 p/sale
Esurance is an incredible insurance company which pays their affiliates on a cost-per-basis quote. As an affiliate, you will be able to earn a flat commission rate of $10 for life, home, and auto coverage. Furthermore, their affiliates are always paid on the 20th of every month.
The Esurance affiliate program is fully managed by Commission Junction. As an affiliate, you will be able to have access to accurate tracking tools, which will aid in tracking all your clicks as well as impressions and commissions via the Commission Junction dashboard.
All affiliates will be provided with logos, banner ads as well as zip code boxes, which will aid them to earn money from their websites. They feature a cookie duration of 30 days.
Commission: $10 p/sale
If you are looking for a life insurance cover for your child, then look no further since True Blue got your back.
True Blue is a life insurance company that is independent, and it is said to represent more than 50 best life insurance companies across the United States.
The company does not feature a lengthy application process where you are required to sign 30-page application forms; however, you will still receive the same old-fashioned services.
This insurance company features a commission rate of $5 to $25 for their affiliates. To become one of the affiliates, you will have to sign for their affiliate program via their website.
True Blue is famous among bloggers, vloggers as well as social media influencers among other individuals. With True Blue, you are assured to earn money in various ways, including email quotes requests, account creations, application requests, and agent contact requests, among others. However, True Blue cookie life duration is unlisted.
Commission: $25 p/sale
NetQuote is an insurance company that offers covers such as life, health, home, business, and auto insurance quotes. As an affiliate, you will be working with a one-stop location to aid individuals in comparing insurance quotes from other popular insurance brands.
Usually, most individual finds it easy looking for life insurance covers from Liberty Mutual and Esurance, among other popular insurance companies.
You will be able to earn a commission rate depending on the insurance cover for your sale. The health plan features a commission rate of $3.50, whereas the life insurance plan features a commission rate of $2.50.
Premium life insurance plan features a commission rate of $11, and an agent enrollment features a commission rate of $20. This is one of the best ways of monetizing your blog if you have the target audience. NetQuote cookie duration is not listed.
Commission: $2.50 p/sale
SmartFinancial is an insurance company that was designed by a set of professors who were well informed in both insurances as well as technological operations.
This insurance company is well-known for ensuring products that have helped several individuals as well as businesses to reduce their losses; thus, several individuals started developing their own time as well as for their companies.
The primary aim of the SmartFinancial insurance company is to see that their customers are linked up with a partnering agency along with other essential networks of carriers they require.
With SmartFinancial insurance company, you will be able to access insurance covers such as life, health, commercial as well as home insurance, among others. SmartFinancial affiliate commission rate and cookie life are unlisted.
However, their commission rate is paid depending on the activity of the affiliate. Furthermore, they manage their affiliate program.
According to Allstate Affiliate, every individual deserves a secure finical future, and it is due to this that they designed a life insurance cover. Their life insurance cover is ideal for all individuals, from young children to grown adults and retirees. With their insurance cover, you are assured that your loved ones are well-protected.
Despite being a fantastic insurance company, Allstate Affiliate does not underwrite some cities such as Florida, California as well as New York. In order for you to join their affiliate program, you will have to register with them via their website.
As an affiliate, you will have access to various essential tools that will aid you in promoting their products. However, their commission rate, as well as cookie life duration, are not listed. Becoming an affiliate member, however, it is relatively easy when compared to most life insurance affiliate programs.
If you are an affiliate who is looking for an insurance program that features one of the best paying affiliate programs, the GEICO insurance affiliate program will be best for you. GEICO has grown to become the world’s second-largest insurance firm in the United States.
The firm was first started in 1936 by the Berkshire Hathaway family. The company has not only specialized in automobile insurance but also insuring the automobile drivers. They offer life insurance to drivers within the United States of America.
However, for you to become an affiliate marketer for GEICO insurance might not be relatively easy. To join their program, you must feature some essential qualifications before you contact the firm for reviews.
You will have to have a minimum of 50,000 active members, a charity or society, an alumni college, university or association, an employer for you to qualify as an affiliate marketer for GEICO insurance company.
As an affiliate, you will be earning a commission rate of $75 for every successful referral. Their cookie duration is 45 days.
Commission: $75 p/sale
How To Make Money Selling Life Insurance Online
As an affiliate marketer, selling life insurance (or anything else for that matter) requires you to have a website.
A website is a must and if you think you’re going to be able to get any traction with your business without spending the ~$100 a year needed to start and maintain a website, you’re going to be disappointed.
Of course, if you have a website up and running already, then you know what you need to do next. But, if you’re still brand new at this whole “affiliate marketing business”, let me tell you what you should do next – get some training.
Starting a website, getting traffic to it and then making money off that traffic is easy, but not as easy as many like you to believe.
There is a bit of a learning curve involved here so in order to guarantee success, I always recommend you follow some tried and proven training/methods.
If you’d like to see how I build my own money-making affiliate websites, be sure to read this guide right here.
It explains everything you need to know and do to get started.